Curious about live baccarat? Get to know the rules, explore common bets, and pick up tips to avoid beginner mistakes. With live casino dealers and real-time play, it offers a relaxed way to enjoy this classic card game. Start with our guide and learn at your own pace.
You can check out our article about our casino guide to playing live baccarat at Lord Ping.
The Basics: How to Play Live Baccarat
The goal of Live Baccarat is simple: bet on which hand—Player or Banker—will have a total closest to 9.
Place Your Bet
Before the cards are dealt, you’ll place your bet on either the Player, Banker, or Tie. Some games also offer side bets like Player Pair or Banker Pair.
Cards are Dealt
The dealer deals two cards to the Player and two cards to the Banker. The values of the cards are added together, and the hand closest to 9 wins.
Determine the Winner:
If either the Player or Banker has a total of 8 or 9 (a “natural”), no more cards are drawn. If not, a third card may be drawn based on specific rules (more on that later).
Payouts:
If you bet on the winning hand, you’ll receive a payout. Banker bets typically pay 0.95:1 (after a 5% commission), Player bets pay 1:1, and Tie bets pay 8:1 or 9:1, depending on the casino.
Live Baccarat Rules
1. Card Values
Number cards (2-9) are worth their face value.
10s, Jacks, Queens, and Kings are worth 0
Aces are worth 1.
If the total of a hand exceeds 9, only the second digit is counted. For example, a hand of 7 and 6 totals 13, but its value is 3.
2. Drawing the Third Card
The rules for drawing a third card can seem complicated, but they’re actually straightforward once you get the hang of it:
Player’s Hand: If the Player’s total is 0-5, they draw a third card. If it’s 6 or 7, they stand.
Banker’s Hand: The Banker’s decision to draw a third card depends on the Player’s third card (if drawn) and their own total. Here’s a quick breakdown:
If the Banker’s total is 0-2, they always draw a third card.
If the Banker’s total is 3, they draw unless the Player’s third card is an 8.
If the Banker’s total is 4, they draw if the Player’s third card is 2-7.
If the Banker’s total is 5, they draw if the Player’s third card is 4-7.
If the Banker’s total is 6, they draw if the Player’s third card is 6 or 7.
If the Banker’s total is 7, they stand.
3. Payouts and Commissions
Banker Bet: Pays 0.95:1 (after a 5% commission). This is because the Banker bet has a slightly lower house edge.
Player Bet: Pays 1:1
Tie Bet: Pays 8:1 or 9:1, depending on the casino. While the payout is tempting, the Tie bet has a high house edge, so bet wisely.
4. Side Bets
Many Live Baccarat games offer side bets like:
Player Pair: Betting that the Player’s first two cards will be a pair.
Banker Pair: Betting that the Banker’s first two cards will be a pair.
Either Pair: Betting that either the Player or Banker will have a pair.
While side bets can add excitement, they usually come with a higher house edge, so use them sparingly.
Do note that these rules specifically apply to the classic Punto Blanco baccarat game. Other baccarat variations such as the Chemin de Fer or Baccarat Banque have different rules and player involvement.
Difference of Live Baccarat and Regular Online Baccarat
Live Baccarat isn’t just a game—it’s an experience. Here’s why it’s superior to regular online Baccarat:
Real Dealers, Real Action: It’s just you, the dealer, and the cards.
Interaction: Chat with the dealer and other players..
Transparency: You see every card shuffle and deal. No funny business.
The Best Live Baccarat at Lord Ping
Speed Baccarat
Speed Baccarat is played with eight standard decks and hosted by a live dealer 24/7, this game combines Asian elegance with lightning-fast action — each round whizzes by in just 27 seconds.
Lightning Baccarat
Building on the same principles of other live casino games in the Lightning series, this baccarat variant combines traditional elements of the popular Asian card game with the “Lightning” multiplier bonus.
XXXTreme Lightning Baccarat
It’s a highly volatile version of Lightning Baccarat with larger multipliers, bigger wins, and a more expensive fee for playing. XXXtreme Lightning Baccarat is a more volatile version of Lightning Baccarat, so you’ll expect the figures to differ.
Baccarat Squeeze
What’s unique about this baccarat is that it has multiple camera views including crystal clear card close-ups for more realistic gaming. Another important unique feature in Baccarat Squeeze is the card squeeze or peek by the dealers for all players to see.
Grand Baccarat
Grand Baccarat is a sparkling affair with gold lavishly splashed over the studio and the dealer’s outfit. Other than wagering on the Banker, Player or Tie, players can also place a range of side bets.
Frequently Asked Questions
How is Live Baccarat Different from Regular Online Baccarat?
The main difference between live baccarat and regular online baccarat is the presence of a live dealer. In live baccarat, a real human dealer manages the game, shuffles the cards, and deals them in real-time.
What is the Role of the Live Dealer in Live Baccarat?
The live dealer is responsible for managing the game, dealing the cards, and announcing the results. The dealer also interacts with players through a chat function, and answering questions.
Can I Play Live Baccarat on My Mobile Device?
Yes, most online casinos that offer live baccarat have optimized their games for mobile devices. You can play live baccarat on your smartphone or tablet through a mobile browser or a dedicated casino app.
Can I Play Live Baccarat for Free?
Most live baccarat games are played with real money, as they involve live dealers and real-time gameplay. However, some online casinos may offer demo versions or free play options for standard online baccarat games.
Final Thoughts: Your Time to Shine
Live Baccarat offers a refined take on a classic card game. Discover the gameplay at Lord Ping, where you’ll also find a wide selection of over 6,000 online slot and live casino titles to explore.
